The first weeks of a new school year are busy. New uniforms, new routines, new bus routes, and very often a card that goes missing somewhere between the canteen and the bus stop. If you need to replace student concession card for your primary or secondary school child, the good news is that the process is straightforward once you know the order of steps.
This guide focuses on what to do when a student’s concession card is lost, stolen, cracked or simply stops working. For an overview of the different card types and how they work, see SimplyGo and concession cards explained.

What a Student Concession Card Does
Students in Singapore’s primary and secondary schools, and in some other recognised institutions, can travel on public buses and trains at concessionary fares using a student concession card. Many families also load a monthly concession pass onto it, which allows unlimited rides on basic bus and train services for a fixed monthly price.
In many secondary schools, the concession card also doubles as the student’s school ID, so losing it can cause problems at the school gate as well as at the fare gate. Because the card is linked to the student’s identity, it cannot simply be replaced by buying a new adult card at a convenience store. An adult card charges adult fares, which can add up quickly over a school term.
Fares, pass prices and the list of eligible schools are set by the authorities and can change. Check the current details with the Land Transport Authority (LTA) and SimplyGo, the account-based ticketing system now used on Singapore’s buses and trains.
First Steps When the Card Goes Missing
Act quickly, especially if the card has a monthly concession pass or stored value on it.
- Search the usual places. Check school bags, uniform pockets, the school office’s lost and found, and the general office. Ask your child to retrace the day calmly; children often remember more when they are not under pressure.
- Check with the bus or train operator. Items left on buses and trains are often handed to the operator’s lost and found. The operators’ websites explain how to make an enquiry.
- Report the loss. Once you are fairly sure the card is gone, report it so the card can be blocked. This stops anyone else from using the remaining pass or value. Ask how to do this at a ticket office or through the official SimplyGo channels.
- Arrange temporary travel. Until the replacement arrives, your child will need another way to pay. Many parents give a spare card with some stored value or arrange a lift for a few days.
- Tell the school. If the card is also the school ID, the school office will tell you whether it issues the replacement itself or whether you need to go to a ticket office.
Where to Go and What to Bring
Student concession card replacements have traditionally been handled at ticket offices located at many MRT stations and bus interchanges. These offices have been rebranded over the years, so look for the current name on the SimplyGo website before you set off. Some secondary schools coordinate replacements through the school office instead, particularly where the card doubles as a student ID.
Before you go, check the official website for the current list of documents, but parents are commonly asked for some or all of the following:
- The student’s identification, such as a student pass, birth certificate or NRIC, depending on age.
- Proof that the child is currently enrolled, if the school is not already in the system for that student.
- The damaged card itself, if you are replacing a faulty or broken one rather than a lost one.
- Your own identification if you are applying on your child’s behalf.
- A recent passport-sized photo, if the replacement card needs one printed on it.
Younger primary school pupils usually need a parent or guardian to come along. Teenagers may be able to go on their own, but it is worth confirming beforehand to avoid a wasted trip.
A replacement fee usually applies for lost or damaged cards. The amount, and whether it is waived for a card that failed through no fault of the student, is set by the operator and can change, so check the latest fee before you go rather than relying on what a friend paid in previous years.
Lost, Damaged or Faulty: How the Process Differs
The steps are slightly different depending on what happened to the card.
| Situation | What Usually Happens | What to Bring or Check |
|---|---|---|
| Card is lost or stolen | Card is blocked; a new card is issued and a fee usually applies | Student ID, and ask whether remaining pass or value can be transferred |
| Card is physically damaged (cracked, bent, chewed) | Card is assessed at the counter; replacement fee usually applies | The damaged card itself, plus student ID |
| Card stops working but looks fine | Card is tested; if it is a genuine fault, the fee may be lower or waived | The card, and any recent receipts for passes loaded |
| Monthly pass was on the card | Remaining pass may be transferred once the old card is blocked | Ask the counter staff to confirm before you leave |
Whether remaining stored value or an unused monthly pass can be moved to the new card depends on the rules in force at the time and on how quickly the loss was reported. Ask the counter staff to explain what has been transferred, and keep the receipt.
Helping Your Child Keep Track of the New Card
Once the replacement is sorted, a few small habits can prevent the next one:
- Use a card holder with a lanyard or a retractable clip attached to the school bag. Many schools allow this; check the school’s rules first.
- Choose one fixed pocket for the card and make it part of the morning routine, together with the water bottle and the timetable check.
- Avoid keeping the card with phones or keys in a tight pocket, where it bends and cracks more easily.
- Do not punch holes in the card. It may damage the chip inside and void any chance of a free replacement for a fault.
- Keep a photo of the card’s number on your phone. It makes reporting a loss faster.
- Talk about what to do if it is lost on the way home, such as asking the bus captain, telling a teacher, or calling a parent. Calm planning helps younger children feel in control.
For older children, giving them some responsibility for the card, such as checking the pass expiry each month, can build independence. Losing something now and then is part of growing up, so keep the reaction low-key.
If Other Cards and Documents Are Lost Too
Sometimes a lost school bag means more than just the concession card. If your child’s NRIC, wallet or keys went missing at the same time, our guide to replacing lost cards, keys and documents walks through each one in order. For a general view of the different transport cards and passes available to families, see concession cards and travel passes.
The key steps are always the same: block the card quickly, check the current requirements on the official SimplyGo and LTA websites, and bring the right identification. Most families have the replacement sorted within a few days, and the new term can carry on.